Personal Wedding & Event Insurance

Imagine after months of planning, you go to pick up your wedding dress only to find a glaring “Out of Business” sign in the shop window. No matter how much you plan, things can still go wrong that are beyond your control. Wedding insurance (in some cases referred to as event insurance) can help make these event-planning hiccups less painful.

wedding dressesWhen planning your big event, consider wedding insurance. Coverage options include:

  • Replacement or repair costs for a lost or damaged wedding dress or tuxedo
  • Lost deposit reimbursement if a venue goes out of business or a vendor doesn’t show up on your big day
  • Repair or replacement for lost or damaged wedding rings or gifts
  • Costs to cover new photos if your event photos are ruined
  • Reimbursement for non-recoverable expenses if your wedding is postponed due to
    • severe weather
    • sudden illness for the bride or groom
    • an unexpected call to active duty for the bride or groom

If your venue requires you to have event or wedding insurance, you can add a liability option to your policy. This feature covers you in the event a guest is injured or if a guest damages the vendor’s property. Liquor liability may also be added, subject to policy conditions and exclusions.

If you’re planning a big event, talk to your AAA Hudson Valley Insurance Agent about wedding and other event insurance options.

Call 518-649-1717 or request a quote online.

Your insurance coverage is subject to the details and limitations listed in your policy. Call us at 518-649-1717 you need a copy of your policy or would like to review your coverage. Insurance products are offered through AAA Hudson Valley Insurance Agency, an independent agency licensed by the State of New York. Our primary office is located at 618 Delaware Avenue Albany, NY 12209.


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Call us at (518) 426-1000 to reach any of our AAA Hudson Valley offices


618 Delaware Ave. Albany, NY 12209
Mon-Fri 8:00 AM - 6:00 PM Sat 9:00 AM - 1:00 PM


514 Congress St. Troy, NY 12180
Mon-Fri 9:00 AM - 5:00 PM 


Newton Plaza
595 New Loudon Rd.
Latham, NY 12110
Mon-Fri 9:00 AM - 6:00 PM Sat 9:00 AM - 1:00 PM

North Greenbush

593 North Greenbush Rd. Rensselaer, NY 12144
Mon-Fri 9:00 AM - 5:00 PM

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AAA is an association of regional clubs and your local AAA club is best equipped to provide you with the products or services you need. We also have information for International Members.


AAA Hudson Valley serves members in Albany, Rensselaer, Greene and Columbia Counties, NY and these areas of Saratoga County, NY: the Villages of Waterford and Stillwater; and the City of Mechanicville. Live in another area? No problem, it’s easy to find your local AAA club.