When you own a home, you purchase homeowners insurance. Likewise, when you rent, it’s still important to protect your personal property with renters insurance.
As a tenant, your landlord’s insurance only covers the building that you live within. It does not cover any of the furniture, electronics or any other tenant possessions inside.
That’s why you need to make sure you have an active renters insurance policy any time you move into a new apartment.
The Benefits of Renters Insurance
Imagine one day you come home to find out that there was a fire in your apartment. No one was hurt, but all of your belongings are destroyed or water-damaged. Without renter’s insurance the cost of replacing everything comes out of your pocket. Envision buying all of your furniture, clothes, toys, computers…everything you own, at once!
A renters insurance policy helps to reimburse those costs of property replacement. You can purchase the amount of coverage necessary to help reimburse all of your most important possessions.
In addition, renters insurance policies also include liability protection. If a fire, flood damage or theft affected someone else’s belongings that were within your living space, this liability protection can help to cover their losses, as well.
Accidents and disasters happen. Protect your property. Get a renters insurance quote today.
Call 518-649-1717 or request a quote/follow-up.
Your insurance coverage is subject to the details and limitations listed in your policy. Call us at 518-649-1717 you need a copy of your policy or would like to review your coverage. Insurance products are offered through AAA Hudson Valley Insurance Agency, an independent agency licensed by the State of New York. Our primary office is located at 618 Delaware Avenue Albany, NY 12209.