Renters Insurance

Renters insurance is essential for anyone who is renting a home or apartment. Although landlords typically have insurance to protect buildings, their coverage does not extend to personal belongings or liability for accidents that may occur on the premises. Renters need to purchase their own insurance policies to protect themselves and their own property.

Why Rental Insurance Coverage Matters

Renters insurance is essential for anyone who is renting a home or apartment. Although landlords typically have insurance to protect buildings, their coverage does not extend to personal belongings or liability for accidents that may occur on the premises. Renters need to purchase their own insurance policies to protect themselves and their own property.

Why Rental Insurance Coverage Matters

Because a landlord’s insurance does not cover a renter’s belongings, without insurance, renters may find themselves paying out of pocket to replace valuable items like electronics and furniture in the event of a disaster like a fire or flood. In addition to covering the cost of replacing belongings, renters insurance also covers things like the cost of a hotel if your home becomes uninhabitable or medical bills if you or someone else is injured at your home.

AAA offers a range of coverage options for renters that allow members to tailor their policies to their own specific needs and budgets. You can also add endorsements for additional coverage for things like jewelry or electronics that may be particularly valuable.

How AAA Hudson Valley Can Help with Renters Insurance

AAA offers discounts for its members who purchase rental insurance. Discounts vary by insurance agency location but can include multi-policy discounts, safety features discounts, and loyalty discounts. AAA members may also be eligible for discounts on special event insurance.

The experts at AAA can provide a renters insurance quote so you know how much you would have to pay. As a AAA member, you will not only qualify for discounts on renters insurance, but you will also get all the other benefits of AAA membership, such as 24/7 roadside assistance, travel planning help, and other special discounts.

Homeowners Insurance

Do you currently own a home and are looking for coverage that fits both your needs and budget? Get a Homeowners Insurance quote today!