Special Event Insurance

Whether you’re planning a wedding, reunion, or other large event, the costs can add up quickly. Between venue rental and catering alone, families can expect to pay out thousands of dollars in deposits. What if something goes wrong, and the event is canceled? The person covering the bill may have to sacrifice that deposit money, leaving them financially strapped with no funds to reschedule.

Special event insurance is a way to protect yourself when you host a big event. For a relatively small fee, the event host gets the coverage they need for reimbursement if the event must be canceled or postponed. Every policy will differ, but special event insurance typically covers cancelation or postponement due to extreme weather, illness, vendor issues, and unpredictable accidents.

Why You Need Special Event Insurance

Special event insurance can protect an event organizer in case of cancelation, but comprehensive coverage also has other purposes. In addition to event cancelation insurance, many policies include event liability insurance. Despite your best efforts, anything can happen on the day of the big event. If someone is hurt at your event or property damage occurs as the result of a guest or event attractions, event liability insurance will cover your losses instead of leaving you on the hook.

Get A Quote Today

AAA members are eligible for competitive rates on special event insurance through AAA Hudson Valley. Our insurance policies are offered through an independent agency, meaning we can help you find the best coverage at the best rate for your special event, regardless of the brand. Call or visit one of our Hudson Valley locations to get details on special event insurance as well as coverage for your car, home, RV, or other vehicle.