Defensive Driving Program

AAA Hudson Valley provides a six-hour New York State DMV-approved Point & Insurance Reduction Program at our Albany office. Participants will receive a certificate for insurance reduction at the completion of the class.

As per the Empire State Development's website, "only in-vehicle instruction is permitted at this time; no in-person classroom instruction is allowed." Recognizing this statement, we are unable to hold classes in person. Please check back or if you'd rather, you may take it online.

You can take AAA's new and improved NYS DMV Approved Internet Point & Insurance Reduction Program (IPIRP) at home-see details at the bottom of this page.

Register for the online class here.

What are the benefits of taking a Defensive Driving/Accident Prevention course?

According to the NYS DMV, completing an approved course will

  • refresh your driving knowledge
  • help to prevent you from losing your license in the event you accrued 11 or more points on your driving record
    • 4 points are 'subtracted' for the purposes of calculating a suspension if you have 11 or more points
    • the tickets/points do not physically come off your driving record
    • learn about the New York State point system
  • reduce the base rate of your auto and motorcycle insurance premiums 10% each year for three years

Completing a course does not:

  • prevent a mandatory suspension or revocation
  • eliminate your responsibility to pay a driver responsibility assessment
  • give you a way to reduce future driver violation points

Classroom Course Schedule

Saturday and Sunday classes are one-day, complete 6-hour courses. The evening classes consist of two 3-hour sessions held on two evenings. You must attend both evening classes to complete the course.

All classes are held at our main office: 618 Delaware Ave., Albany, NY 12209.

Traffic Safety Class cancellations are announced on your local news channels. If you are concerned about driving in the snow, err on the side of caution and safety. We can reschedule you or provide you with a refund.

Fees & Group Discounts

Course fees:

AAA Members and AAA Plus Members: $35.00

AAA Members – Seniors 60+: $30.00

AAA Premier Members (silver card): $30.00

AAA Premier Members – Seniors 60+: $25.00

Non-members: $45.00

Non-member Seniors 60+: $40.00

Offices and social groups can have the Driver Improvement Group come to you! Discounts are available for groups of 20-40 people. AAA instructors can host the program at your location. Call 518-426-1000 ext. 8846 for more information on group discounts.

You can take AAA's new and improved NYS DMV Approved Internet Point & Insurance Reduction Program (IPIRP) at home.

Please note:

  • This class will take at least 6 hours to complete.
  • This program requires voice recognition. You must record your voice and will get prompts throughout the course to call an 800# and repeat the phrases on the screen.
  • You have 30 days from the time you register to complete the class.
  • This class is AAA Defensive Driving material and the software is operated by the American Safety Council. If you need help with the online class, please call the American Safety Council at: 877.476.1254.
  • The cost of the class is $24.95 for members and $29.95 for nonmembers.

Register for the online class here.


Catch up on AAA Hudson Valley’s latest news, tips, events and more by reading our latest blog posts.

AAA Travel Store

Visit our store to find the travel guides, maps, luggage, discounted tickets and more you need for your next trip.

Work With Us

Learn why you should consider a career at AAA Hudson Valley, and browse our current job openings.


Call us at (518) 426-1000 to reach any of our AAA Hudson Valley offices


618 Delaware Ave. Albany, NY 12209
Mon-Fri 8:00 AM - 6:00 PM Sat 9:00 AM - 1:00 PM


514 Congress St. Troy, NY 12180
Mon-Fri 9:00 AM - 5:00 PM 


Newton Plaza
595 New Loudon Rd.
Latham, NY 12110
Mon-Fri 9:00 AM - 6:00 PM Sat 9:00 AM - 1:00 PM

North Greenbush

593 North Greenbush Rd. Rensselaer, NY 12144
Mon-Fri 9:00 AM - 5:00 PM

Find a different AAA club

AAA is an association of regional clubs and your local AAA club is best equipped to provide you with the products or services you need. We also have information for International Members.


AAA Hudson Valley serves members in Albany, Rensselaer, Greene and Columbia Counties, NY and these areas of Saratoga County, NY: the Villages of Waterford and Stillwater; and the City of Mechanicville. Live in another area? No problem, it’s easy to find your local AAA club.